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![]() ![]() Do not keep it in your wallet or on your card. This is one way the bank tries to stop dishonest people from using your debit card to get your money. When you use your debit card, you need to enter your PIN on a keypad. You can change your PIN to a number you will remember. A bank or credit union gives you a PIN when you get a debit card. PIN stands for personal identification number. You also can get cash back when you use a debit card to buy something at a store.Ī “PIN” is a security code that belongs to you. You can use your debit card at an automated teller machine, or ATM, to get money from your checking account. Debit cards take money out of your checking account immediately.You just swipe the card and enter your PIN number on a key pad. You can use your debit card in most stores to pay for something. Debit cards let you buy things without carrying cash.Debit cards use money that is already in your checking account. Sometimes you will pay a fee to use the card.ĭebit cards look like credit cards. You get a debit card from your bank or credit union when you open a checking account. ![]()
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